{"id":22440,"date":"2024-11-27T15:46:08","date_gmt":"2024-11-27T06:46:08","guid":{"rendered":"https:\/\/itsumo365.co.jp\/blog\/?p=22440"},"modified":"2025-05-27T16:01:12","modified_gmt":"2025-05-27T07:01:12","slug":"post-22440","status":"publish","type":"post","link":"https:\/\/itsumo365.co.jp\/blog\/post-22440\/","title":{"rendered":"\u5f8c\u6255\u3044\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u300cBNPL\u300d\u306e\u52d5\u5411\u306b\u3064\u3044\u3066"},"content":{"rendered":"<p>EC\u3067\u5546\u54c1\u3092\u8cfc\u5165\u3059\u308b\u969b\u3001\u591a\u5f69\u306a\u6c7a\u6e08\u624b\u6bb5\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308b\u3068\u3001\u6d88\u8cbb\u8005\u306f\u4fbf\u5229\u306b\u611f\u3058\u308b\u3053\u3068\u3067\u3057\u3087\u3046\u3002EC\u4e8b\u696d\u8005\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u307f\u306a\u3089\u305a\u3001\u96fb\u5b50\u30de\u30cd\u30fc\u3001\u30b3\u30f3\u30d3\u30cb\u6c7a\u6e08\u3001\u30cd\u30c3\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\u7b49\u5e45\u5e83\u3044\u6c7a\u6e08\u624b\u6bb5\u3092\u63d0\u4f9b\u3057\u3066\u304a\u308a\u3001\u6d88\u8cbb\u8005\u306f\u305d\u306e\u4e2d\u304b\u3089\u81ea\u5206\u306e\u597d\u307f\u306e\u6c7a\u6e08\u624b\u6bb5\u3092\u9078\u629e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u4e2d\u3067\u3001\u8fd1\u5e74EC\u696d\u754c\u3067\u306f\u5f8c\u6255\u3044\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u3067\u3042\u308bBNPL \uff08Buy Now, Pay Later\uff09\u306e\u5229\u7528\u5ea6\u304c\u9ad8\u307e\u3063\u3066\u3044\u308b\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002BNPL\u3068\u306f\u3001\u8cfc\u5165\u6642\u306b\u4ee3\u91d1\u3092\u652f\u6255\u3046\u306e\u3067\u306f\u306a\u304f\u3001\u5f8c\u65e5\u4e00\u62ec\u307e\u305f\u306f\u5206\u5272\u3067\u4ee3\u91d1\u3092\u652f\u6255\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u3002\u305d\u3053\u3067\u4eca\u56de\u306f\u3053\u306eBNPL\u3092\u30c6\u30fc\u30de\u306b\u5b9f\u969b\u306e\u5229\u7528\u91d1\u984d\uff08\u5e02\u5834\u898f\u6a21\uff09\u3084\u5229\u7528\u7387\u306a\u3069\u306b\u3064\u3044\u3066\u8003\u5bdf\u3092\u8a66\u307f\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<h2 id=\"outline__1\">EC\u306b\u304a\u3051\u308b\u6c7a\u6e08\u624b\u6bb5\u306e\u5229\u7528\u7387<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"467\" class=\"aligncenter size-full wp-image-22450\" src=\"https:\/\/itsumo365.co.jp\/blog\/cms\/wp-content\/uploads\/2024\/11\/1acb2b97d89dcdaf7eaf34439e9741a9.webp\" alt=\"\" \/><br 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loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"365\" class=\"aligncenter size-large wp-image-22443\" src=\"https:\/\/itsumo365.co.jp\/blog\/cms\/wp-content\/uploads\/2024\/11\/22440-01-1024x365.webp\" alt=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"638\" class=\"aligncenter size-large wp-image-22444\" src=\"https:\/\/itsumo365.co.jp\/blog\/cms\/wp-content\/uploads\/2024\/11\/22440-02-1024x638.webp\" alt=\"\" \/><small><\/small><\/p>\n<p><center>\u51fa\u6240\uff1a<a href=\"https:\/\/www.soumu.go.jp\/johotsusintokei\/statistics\/statistics05a.html\" target=\"_blank\" class=\"external ext_icon\">\u300c\u901a\u4fe1\u5229\u7528\u52d5\u5411\u8abf\u67fb\u300d\uff08\u7dcf\u52d9\u7701\uff09<\/a>\u3092\u3082\u3068\u306b\u4f5c\u6210<\/center><\/p>\n<h2 id=\"outline__2\">\u6025\u901f\u306b\u62e1\u5927\u3059\u308b\u56fd\u5185\u306eBNPL\u5e02\u5834\u898f\u6a21<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"400\" class=\"aligncenter size-full wp-image-22451\" src=\"https:\/\/itsumo365.co.jp\/blog\/cms\/wp-content\/uploads\/2024\/11\/4e14d6d5300c12dc6a98c406290b0d37.webp\" alt=\"\" \/><br \/>\n\u3068\u3053\u308d\u3067\u3001\u5148\u306e\u7dcf\u52d9\u7701\u306e\u8abf\u67fb\u7d50\u679c\u306e\u9078\u629e\u80a2\u306b\u306f\u767b\u5834\u3057\u3066\u3044\u307e\u305b\u3093\u304c\u3001EC\u3067\u306f\u5f8c\u6255\u3044\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u3067\u3042\u308bBNPL \uff08Buy Now, Pay Later\uff09\u3078\u306e\u95a2\u5fc3\u304c\u9ad8\u307e\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u3001\u30e1\u30c7\u30a3\u30a2\u7b49\u306b\u3088\u308a\u5831\u3058\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u6b21\u306e\u30b0\u30e9\u30d5\u306fBNPL\u306e\u5e02\u5834\u898f\u6a21\u3001\u5f8c\u6255\u3044\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u304c\u5229\u7528\u3055\u308c\u305f\u91d1\u984d\u306b\u95a2\u3059\u308b\u7d4c\u5e74\u63a8\u79fb\u3067\u3059\u30022017\u5e74\u306f4,400\u5104\u5186\u3067\u3057\u305f\u304c2023\u5e74\u306f1\u51464,282\u5104\u5186\u30686\u5e74\u9593\u30673\u500d\u4ee5\u4e0a\u306b\u6025\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5c1a\u3001\u3053\u306e\u6570\u5024\u306fEC\u306b\u304a\u3051\u308bBNPL\u306e\u5229\u7528\u984d\u3067\u3059\u3002EC\u304c\u5bfe\u8c61\u3067\u3059\u304c\u7269\u8ca9\u7cfbBtoC-EC\u306b\u9650\u3089\u305a\u3001\u30b5\u30fc\u30d3\u30b9\u7cfb\u3084\u30c7\u30b8\u30bf\u30eb\u7cfb\u306eBtoC-EC\u306b\u3082\u5229\u7528\u3055\u308c\u3066\u3044\u308b\u3082\u306e\u3068\u63a8\u6e2c\u3055\u308c\u307e\u3059\u3002\u7269\u8ca9\u7cfb\u3001\u30b5\u30fc\u30d3\u30b9\u7cfb\u3001\u30c7\u30b8\u30bf\u30eb\u7cfb\u3092\u5168\u3066\u5408\u7b97\u3057\u305fBtoC-EC\u306e\u5e02\u5834\u898f\u6a21\u306f24\u51468,435\u5104\u5186\u3067\u3059\uff08\u51fa\u6240\uff1a\u7d4c\u6e08\u7523\u696d\u7701\u96fb\u5b50\u5546\u53d6\u5f15\u306b\u95a2\u3059\u308b\u5e02\u5834\u8abf\u67fb\u3088\u308a\uff09\u3002<\/p>\n<p>\u8a08\u7b97\u3059\u308b\u3068\u91d1\u984d\u30d9\u30fc\u30b9\u3067\u5168\u4f53\u306e5.7%\u304cBNPL\u3092\u4f7f\u7528\u3057\u305f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u307e\u3060\u6bd4\u7387\u306f\u4f4e\u3044\u3067\u3059\u304c\u3001\u3053\u308c\u307e\u3067\u306e\u4f38\u3073\u3092\u898b\u308b\u9650\u308a\u30dd\u30c6\u30f3\u30b7\u30e3\u30eb\u306f\u9ad8\u304f\u3001\u4eca\u5f8c\u3055\u3089\u306a\u308b\u5229\u7528\u62e1\u5927\u304c\u60f3\u5b9a\u3055\u308c\u307e\u3059\u3002<\/p>\n<p><center>\u25a0BNPL\u306e\u5e02\u5834\u898f\u6a21\u63a8\u79fb\uff08\u5358\u4f4d\uff1a\u5104\u5186\uff09<\/center><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"574\" class=\"aligncenter size-large wp-image-22445\" src=\"https:\/\/itsumo365.co.jp\/blog\/cms\/wp-content\/uploads\/2024\/11\/22440-03-1024x574.webp\" alt=\"\" \/><small><\/small><\/p>\n<p><center>\u51fa\u6240\uff1a\u300c2024\u5e74\u7248 \u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306e\u73fe\u72b6\u3068\u5c06\u6765\u4e88\u6e2c\u300d\uff08\u682a\u5f0f\u4f1a\u793e\u77e2\u91ce\u7d4c\u6e08\u7814\u7a76\u6240\uff09\uff08Statista\u7d4c\u7531\u3067\u53d6\u5f97\uff09\u3000\u203b\u66a6\u5e74\u3067\u306f\u306a\u304f\u5e74\u5ea6\uff084\u6708\uff5e\u7fcc\u5e743\u6708\uff09\u3067\u3042\u308b\u70b9\u306b\u6ce8\u610f<\/center><\/p>\n<h2 id=\"outline__3\">\u5e74\u4ee3\u9593\u3067\u5927\u304d\u306a\u5dee\u304c\u306a\u3044BNPL\u306e\u5229\u7528\u7387<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"467\" class=\"aligncenter size-full wp-image-22452\" src=\"https:\/\/itsumo365.co.jp\/blog\/cms\/wp-content\/uploads\/2024\/11\/74362fdc5641266f75c524f134fe8a37.webp\" alt=\"\" \/><br 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